Your deductible is the portion of a covered claim that you are responsible for paying out of pocket. Deductibles can be fixed amounts, or a percentage of your total dwelling coverage amount. Depending on where you live, you may have separate deductibles for windstorm, hail, wildfire, or 'named storm' damage. Because there are a variety of deductible endorsement options, it is important to review the deductibles that are listed on the declarations page of your policy.
* Availability and eligibility requirements vary by state, policy type, policy terms, and underwriting company. Additional endorsements and credits are subject to availability and qualification. The information provided above is offered as a general description and is not binding on the insurance carrier. Please refer to your policy contract (including any endorsements) for your rights and duties as a policyholder.
Homeowners insurance does not cover loss or damage caused by flooding.
Coverage is subject to policy terms, limitations, conditions, and exclusions. Descriptions of coverage are for informational purposes only and do not alter any insurance policy or guarantee any specific coverage. For a complete understanding of the coverage available, please review your policy.