Lenders are billed in arrears or backwards. This means for new connections, your first charge will be a prorated amount of the initial and accepted monthly contribution. You are not billed upon activating the co-marketing, only on your agents next upcoming bill date.
Lenders are only billed for active time co-marketing with an agent.
In the event your card declines on an active co-marketing partnership, you will have 14 days to pay your past-due balance. After 14 days from the decline, your agent will be responsible for paying your past-due balance and your co-marketing relationship will be cancelled. Your agent will receive notice 1 week prior